{"id":8092,"date":"2024-09-04T16:40:27","date_gmt":"2024-09-04T16:40:27","guid":{"rendered":"https:\/\/studentwowdeals.com\/blog\/?p=8092"},"modified":"2024-09-04T16:44:46","modified_gmt":"2024-09-04T16:44:46","slug":"9-expensive-student-habits-to-quit","status":"publish","type":"post","link":"https:\/\/studentwowdeals.com\/blog\/9-expensive-student-habits-to-quit\/","title":{"rendered":"9 expensive student habits and how to quit them"},"content":{"rendered":"
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\n\t\t\t\t\t\t\t\t\tThe student lifestyle, whilst undoubtedly fun, can knock you out of financial shape if you don\u2019t keep an eye on where your money goes. The cost of every little habit adds up, so if you\u2019re looking to save a bit of cash, just following a few of these tips could save you a surprising amount of cash (and don’t worry, we’re not about to start lecturing you on going out too much). It’s likely that every single student will succumb to at least one of these habits at some point (even the very best behaved), so read on!\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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9 expensive habits to quit today\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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1. Using public transport<\/h3>

For some students, public transport can be\u00a0a necessity. But for a lot of us, if we\u2019re being totally honest, it\u2019s just an opportunity\u00a0to stay in bed for an extra half an hour instead of walking\u00a0to lectures.<\/p>

If you\u2019re serious about saving the pennies,\u00a0this tip is a must. Public transport is expensive, so even just reducing your use of it (only taking transport in the mornings but walking back in the evenings, for example) will have a positive effect on your bank balance.<\/p>

If\u00a0walking to uni would be a serious\u00a0trek for you, why not\u00a0buy a bike second-hand<\/strong>\u00a0or see if there\u2019s any going on\u00a0Freecycle<\/a>\u00a0or any of these other\u00a0swapping sites<\/a>.<\/p>

Estimated saving:<\/strong>\u00a0$50\/week (varying depending on location)<\/p><\/div><\/div>

2. Smoking<\/h3>

We said we wouldn\u2019t lecture you on this one, and don\u2019t worry\u00a0\u2013 we\u2019re not! But think of the cash you could be saving\u2026<\/p>

We all know smokes don\u2019t come cheap, yet often\u00a0they\u2019re the hardest expense to kick. If the idea of quitting cold turkey makes you want to run to the hills, you could try e-cigarettes or limiting your smoking time to nights out and social occasions\u00a0\u2013 as long as those times don\u2019t occur every day of the week (remember the money-saving goal here).<\/p>

Don\u2019t forget we\u2019ve got a whole section on\u00a0kicking the smoking bug<\/a>, and we promise it\u2019s not preachy!<\/p>

Estimated saving:<\/strong>\u00a0$40+\/week (depending how much you dabble)<\/p><\/div><\/div>

3. Drinking regularly<\/h3>

We\u2019re under no illusions here \u2013 we all know drinking is an inevitable (and let\u2019s face it, pretty good fun) part of uni life, but if you make it too frequent a habit, the financial drain will creep up on you (and your liver!).<\/p>

One option is to stick to drinking only at weekends (or if you\u2019re a mid-week party person, your\u00a0two\u00a0days of choice per week). You might find this gives your\u00a0grades a bump<\/a>\u00a0too!<\/p>

Another option would be that instead of drinking at the pub or going clubbing, buy your own drinks at a local shop and have friends over instead.<\/p>

Here\u2019s our guide to how to do\u00a0pre-drinks on a student budget<\/a>, and if you are going out somewhere, at least use\u00a0these tips<\/a>\u00a0to spend less, eh?<\/p>

Estimated saving:<\/strong>\u00a0$50\/week<\/p><\/div><\/div>

4. Clothes shopping for the sake of it<\/h3>

Try to get into the habit of only buying clothes when you actually need them, as opposed to wandering down the high street and spending frivolously\u00a0(we all know\u00a0what it\u2019s like on student loan day<\/a>).<\/p>

If you\u2019ve got a real passion for fashion, try getting into\u00a0charity shopping<\/a>\u00a0instead, and keep your eye on\u00a0online swap shops<\/a>\u00a0too.<\/p>

Estimated saving:<\/strong>\u00a0$25\/week<\/p><\/div><\/div>

5. Buying food on campus<\/h3>

Campus meals are mighty tempting \u2013 what\u2019s not to like about rolling out of a lecture to the alluring smell of the nearby canteen?<\/p>

Whilst it might not seem like much to grab a meal and a drink there twice a week between classes, the cost can soon add up. Instead, do a bit of forward planning and\u00a0prepare your lunch and snacks<\/a>\u00a0the day before.<\/p>

Estimated saving:<\/strong>\u00a0$20\/week<\/p><\/div><\/div>

6. Food shopping without a list<\/h3>

Remember that supermarkets are out to make money and will do anything to get you to spend that little bit extra \u2013 so much so that they employ these\u00a0tricks to get you spending more<\/a>.<\/p>

Make a rough meal plan for the week, write down what you\u2019ll need, and\u00a0stick to it!<\/p>

Need more help with saving on your food shopping? We\u2019ve got a\u00a0whole guide\u00a0<\/a>to help you with that too.<\/p>

Estimated saving:<\/strong>\u00a0$20\/week<\/p><\/div><\/div>

7. Buying branded goods<\/h3>

Think twice before you buy your favourite trusted brands \u2013 there\u2019s often little or no difference between them and\u00a0the cheaper, lesser-known brands and basics.<\/p>

This goes for food and drink, but also things like medicine and cleaning products too (you could save a mint by going for these alternatives instead).<\/p>

Don\u2019t believe us? Have a\u00a0look for yourself and compare the ingredients \u2013 they\u2019re often exactly the same! Time to give the\u00a0supermarket downshift<\/a>\u00a0a try.<\/p>

Estimated saving:<\/strong>\u00a0$10\/week<\/p>

It may not seem like you\u2019re saving a lot by quitting these small habits, but if you\u2019ll admit to indulging in every one of\u00a0these habits, giving them the boot\u00a0could make a\u00a0total saving of around $210+<\/strong>\u00a0a week (and you clearly have a lot of spare cash to play with!). The total potential saving for the year is just shy of\u00a0a whopping\u00a0$11,000.<\/strong><\/p>

The above savings are of course based on estimates, but with this sort of cash up for grabs it really makes you think, doesn\u2019t it?<\/p>

Got any expensive habits that you\u2019ve recently kicked and saved a loada\u2019 cash as a result? Let us know in the comments!<\/em><\/strong><\/p><\/div><\/div>

7. Subscriptions<\/h3>

Stopping payments for useless subscriptions can save you money and reduce clutter in your financial life. Here\u2019s a concise guide to help you cancel unnecessary subscriptions:<\/p>

  1. Review Your Subscriptions:<\/strong><\/p>

    • List All Subscriptions:<\/strong>\u00a0Make a comprehensive list of all your current subscriptions.<\/li>
    • Check Statements:<\/strong>\u00a0Review bank and credit card statements to identify recurring charges.<\/li><\/ul><\/li>

    • Evaluate Necessity:<\/strong><\/p>

      • Assess Usage:<\/strong>\u00a0Determine how often you use each subscription and whether it adds value to your life.<\/li>
      • Prioritize:<\/strong>\u00a0Rank subscriptions based on importance and utility.<\/li><\/ul><\/li>

      • Cancel Unnecessary Subscriptions:<\/strong><\/p>

        • Visit Subscription Sites:<\/strong>\u00a0Log in to each subscription service and follow their cancellation process.<\/li>
        • Use Cancellation Tools:<\/strong>\u00a0Consider using apps like Truebill or Trim that can identify and cancel subscriptions on your behalf.<\/li><\/ul><\/li>

        • Set Reminders:<\/strong><\/p>

          • Renewal Dates:<\/strong>\u00a0Keep track of renewal dates and set reminders to reassess the necessity of each subscription before it renews.<\/li>
          • Free Trials:<\/strong>\u00a0Mark the end dates of free trials to cancel before you are charged.<\/li><\/ul><\/li>

          • Manage Future Subscriptions:<\/strong><\/p>

            • Use Prepaid Cards:<\/strong>\u00a0Use a prepaid card for new subscriptions to limit automatic renewals.<\/li>
            • Monthly Reviews:<\/strong>\u00a0Regularly review your subscriptions to ensure they remain useful.<\/li><\/ul><\/li>

            • Negotiate Discounts:<\/strong><\/p>

              • Contact Providers:<\/strong>\u00a0Reach out to subscription services to negotiate lower rates or better deals.<\/li><\/ul><\/li>

              • Automate Savings:<\/strong><\/p>

                • Set Up Transfers:<\/strong>\u00a0Automatically transfer the money saved from canceled subscriptions to a savings account.<\/li><\/ul><\/li><\/ol>

                  By taking these steps, you can effectively stop paying for useless subscriptions and better manage your finances.<\/p><\/div><\/div>

                  7. Food Delivery Orders<\/h3>

                  To stop the habit of ordering food with delivery apps, try these steps:<\/p>

                  1. Identify Triggers:<\/strong>\u00a0Understand when and why you order food and find alternatives for those situations.<\/li>
                  2. Set Limits:<\/strong>\u00a0Define a specific limit on how often you can order food.<\/li>
                  3. Simplify Cooking:<\/strong>\u00a0Prepare easy meals in advance and find quick recipes.<\/li>
                  4. Remove Temptation:<\/strong>\u00a0Unsubscribe from app notifications and delete the apps.<\/li>
                  5. Reward Yourself Differently:<\/strong>\u00a0Find non-food rewards and healthy treats.<\/li>
                  6. Create New Routines:<\/strong>\u00a0Establish habits like regular grocery shopping and cooking.<\/li>
                  7. Seek Support:<\/strong>\u00a0Use accountability partners and online communities for encouragement.<\/li>
                  8. Mindful Eating:<\/strong>\u00a0Practice mindfulness to manage cravings and emotional eating.<\/li>
                  9. Financial Awareness:<\/strong>\u00a0Use budgeting tools to monitor spending and visualize savings.<\/li>
                  10. Professional Help:<\/strong>\u00a0Consider therapy or coaching for personalized support if needed.<\/li><\/ol>

                    These strategies can help you break the habit and develop healthier eating practices.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

                    The student lifestyle, whilst undoubtedly fun, can knock you out of financial shape if you don\u2019t keep an eye on where your money goes. The cost of every little habit adds up, so if you\u2019re looking to save a bit of cash, just following a few of these tips could save you a surprising amount<\/p>\n","protected":false},"author":1,"featured_media":8094,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[32,5,11],"tags":[],"class_list":{"0":"post-8092","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-save-money","8":"category-featured","9":"category-peoples-favorite"},"_links":{"self":[{"href":"https:\/\/studentwowdeals.com\/blog\/wp-json\/wp\/v2\/posts\/8092","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/studentwowdeals.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/studentwowdeals.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/studentwowdeals.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/studentwowdeals.com\/blog\/wp-json\/wp\/v2\/comments?post=8092"}],"version-history":[{"count":0,"href":"https:\/\/studentwowdeals.com\/blog\/wp-json\/wp\/v2\/posts\/8092\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/studentwowdeals.com\/blog\/wp-json\/wp\/v2\/media\/8094"}],"wp:attachment":[{"href":"https:\/\/studentwowdeals.com\/blog\/wp-json\/wp\/v2\/media?parent=8092"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/studentwowdeals.com\/blog\/wp-json\/wp\/v2\/categories?post=8092"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/studentwowdeals.com\/blog\/wp-json\/wp\/v2\/tags?post=8092"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}